Have you heard about Cashless Payment?
Translated into Portuguese it means 'cashless payment', it is defined as any transaction that is processed in a way that excludes the physical interaction between the buyer and seller.
We can see that many establishments are adopting this method, it is not today that we hear that technology is advancing and revolutionizing various sectors, there is an evolution of payment methods and this evolution is transforming traditional models (when we use cash) into more advanced ones, making payment methods available digitally in order to bring more comfort and ease to the consumer.
Currently it is already possible to use cell phones to make payments, we can mention PIX as an example of a scenario that has been transformed thanks to the advancement of technology. PIX has arrived offering a new way to make bank transfers and is proving to consumers that we are entering a new era with new ways to pay, transfer and receive amounts in the account.
What is Cashless Payment?
Convenience and security are associated with this payment method and we can say that they are the most important factors in this transformation. With the introduction of some digital methods in the market, this is one of them that is gradually gaining space, entrepreneurs are gradually adapting to this change.
In this transaction model, payments are made and accepted without the use of cash. This even includes payments via debit and credit cards.
What are the benefits of this method?
As a business owner, customer satisfaction is the biggest goal to be achieved. This is because companies want customers to have a great experience, becoming a consumer and having contact with their company with a certain frequency.
Offering a variety of payments will allow your customer to choose the method that best fits their preferences and is most convenient for them.
In this scenario, business owners and customers can both benefit in a variety of ways.
Let's mention the biggest benefits of adopting Cashless Payment.
Convenience
The feasibility of receiving and making payments is the main factor in prioritizing digital payments. This type of payment excludes any need to use cash and we can also say that we save time with this method, as this way it is not necessary to queue at banks to withdraw money. Payment apps can also help the consumer to check the inflows and outflows of amounts from the account.
Security
Digital payment models offer several levels of security when it comes to data encryption and authentication. In addition, it is always easier and safer to use only your smartphone instead of cash inside the wallet.
However, we can also mention that the risk of receiving counterfeit banknotes decreases significantly.
Cashless Payment and Mamoru Biz
We at Colorkrew have implemented the Cashless Payment system through our MamoruBiz application, providing a payment system with Qr Codes.
That is, it is possible to pay for coffee, snacks, sweets or any other product you want to offer to your employees or customers in a simple and easy way through our app.
With the application, it is also possible to manage your inventory in an automated way.
Reward points
Reward points is a reward system that means points accumulated through transactions that can be exchanged for rewards.
Incentive systems are proven to be very effective for employees.
Within the Cashless Payment area, in Mamoru Biz, it is possible to create your own rewards system.
In this way, the employee can benefit from credits that can be used in his snack bar.
